
Welcome to my evergreen collection.
Markets change, but logic shouldn’t. I’ve curated these all-time favourites because their principles don’t expire.
This is a dedicated space for new readers to catch up on the essentials, and a re-cap for long-time followers. Even for me, revisiting these posts helps filter out the daily noise and return to the fundamentals.
Jump to a series below, or scroll to explore.
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Should You Retire (Early)?![]() | A deep-dive into both the monetary considerations and non-monetary mental shifts required before you take the leap. |
Achieving Financial Independence: A Sustainable Path![]() | My two-decade journey from educator to financial independence. A blueprint on how to build a durable portfolio while managing life’s competing priorities. |
Life After FIRE: It’s Not What You Think (And That’s Okay)![]() | An honest look at the transition from a 20-year career to a slower, intentional life. Includes a “day in the life” breakdown and why boredom is never an issue when you have a “curriculum” for life. |
Finding Multibaggers Without Timing the Market![]() | Four key principles to find your own multibaggers. This post elaborates on the first step–how to find potential candidates. |
The Multibagger Trap: Why a “Perfect” Stock Is Never Enough![]() | Finding the quality businesses to invest in is just the critical first step. The next three steps are just as important to turn your investment into a potential multibagger. |
Why Chasing Multibaggers is Hurting Your Return![]() | In this post, I will share why multibaggers is a byproduct and not the goal. |
3 Psychological Hacks to Win the Investing Waiting Game![]() | Knowing is one thing; doing it consistently is another. Building your investment knowledge is necessary, but just as important (if not more) is handling your emotions as you ride through markets volatility. |
My Psychological Buys: “Timing the Market” for Time in the Market![]() | Instead of striving for perfection and fail, it is far better to satisfy your brain’s craving for action without sabotaging the portfolio. Here’s why “timing the market” might help you achieve your long-term investing goal. |
The Psychology of Money I: Luck and Risk![]() | The first of my four-post book review of The Psychology of Money. |
Investing My CPF? 5 Considerations to Weigh![]() | I’ve benefitted from investing my CPF over the years. The additional buffer strengthens the safety net. But before you jump in, you need to weigh these five critical considerations. |
The CPF Homeowner’s Hack and Choosing Liquidity Over ERS at 55![]() | BRS? FRS or ERS? In this post and video, I shared my research and why I’m skipping ERS and how CPF is just one piece of a much larger retirement puzzle. |
My Emerging Strategy: Investing CPF in World/US Equity Funds During Downturns![]() | Stock markets are inherently volatile and CPF is my safety net. Two unrelated entities can create spark under the right condition–market crashes. Here’s how I will strategically deploy this opportunity reserve when market downturns offer compelling entry points. |












